Buying your first home

Buying your first home is a big milestone—and at Loancircle, we’re here to make it easier.
01

Low Rates

We compare loans from over 60 lenders to help you secure a competitive rate that suits your budget and lifestyle.
02

Expert guidance

We know Australia’s property markets, especially Tassie and the Whitsundays, and can guide you on local grants, schemes, and lender options.
03

Wide lender network

Access 60+ lenders to find options that match your budget and needs.
04

Ongoing support

We’re here for you even after you get the keys, ready to review and refine your loan.

Find the right home loan the first time

As a first home buyer in Australia from Tassie to the Whitsundays, you may be eligible for government grants, stamp duty concessions, and schemes like the First Home Guarantee. We’ll help you understand what’s available and how to access it on a quick chat.

Not sure what you can afford? Use our borrowing power calculator to get an estimate based on your income, expenses, and deposit. It’s a great starting point to explore your options with confidence.

Working with a mortgage broker like Luna Mortgage Broker means having an expert on your side. We compare loans from multiple lenders, handle the paperwork, and guide you through the process, so you can focus on finding the perfect place to call home.

We have access to over 60 banks, credit unions, and non-bank lenders and will compare them all to find you a top rate loan that is suited to your needs.

Our service is zero-cost. We’re paid by the lender once your loan settles so you aren't left out of pocket.

Using us saves you time and money by avoiding endless comparison sites. We do the legwork.

Just ask and we will run a complimentary health check over any prospective or existing loans to see if there's a better deal.

Let’s talk about your goals

Call us

Our expert insights will help guide you through the process and get you to your goal sooner.

Book an appointment

Experience the difference, we take out the leg work and we will fit into your schedule.

Start your application

We get it, you’re in the moment. Apply online and we will send you three great rate options tailored to your needs.
We simplify the loan journey and make finance really happen for our customers.

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Credit Representative Number: 490498

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MICHELLE GALLIMORE trading as Luna Mortgage Broker, Tassie Mortgage Broker & Whitsunday Mortgage Broker (ABN 17911518049) with Credit Representative Number 490498 is an authorised Credit Representatives of Australian Credit Licence Number 384324.

IMPORTANT NOTE: All content is general information only and is subject to change at any given time. Your complete financial situation will need to be assessed before acceptance of any proposal or product. Rates and product information should be confirmed with the relevant financial institution, and you should review the PDS before you decide to purchase. Any recommendations made about a financial product are general advice only and has not taken into account your particular needs and circumstances. You should consider the Product Disclosure Statement to determine if the product is suitable for you before you decide to purchase it.