Asset and equipment finance

Need new vehicles, machinery, or business equipment? We help businesses access the finance they need to grow, without tying up working capital.
01

Access to 60+ lenders

We compare a wide range of asset and equipment finance options to find your best fit.
02

Tailored to your business

We match finance terms and structures to your industry and operational needs.
03

Fast approvals

We streamline the process so you can secure the equipment you need sooner.
04

Preserve cash flow

Spread costs over time while keeping your working capital free for other priorities.

Keep your business moving with the right finance

Asset and equipment finance can help you purchase or upgrade the tools, vehicles, and machinery you need to operate and grow your business — without tying up your working capital. Instead of paying the full cost upfront, you can spread the expense over manageable repayments that suit your cash flow.

Whether you’re a tradie looking for a new ute, a café owner upgrading kitchen equipment, or a company investing in specialised machinery, we’ll help you find finance that fits your needs and budget.

How asset and equipment finance works

This type of finance is designed to fund the purchase of business-related vehicles, tools, and machinery. Options can include hire purchase, finance leases, chattel mortgages, and operating leases — each with different tax, ownership, and repayment benefits.

By working with 60+ lenders, we can source competitive rates and flexible terms, whether you’re financing a single vehicle or an entire fleet. We’ll guide you through the differences between finance types, explain the costs and benefits, and handle the paperwork from application to settlement.

What you can finance

  • Cars, vans, and utes

  • Trucks and trailers

  • Construction equipment

  • Agricultural machinery

  • Office and technology equipment

  • Hospitality and retail fit-outs

Got questions about asset and equipment finance?

Understanding your finance options can help you secure the right vehicles, tools, or machinery for your business. Below, we’ve answered common questions about asset and equipment finance so you can make informed decisions.

For asset and equipment finance, some lenders prefer at least 12 months of trading history, but options exist for new businesses depending on your circumstances.

Many lenders will finance quality second-hand equipment, though conditions like age, value, and type of asset can affect approval.

Terms generally range from 1 to 7 years, depending on the asset type, value, and lender requirements.

Certain finance options may allow interest or depreciation claims at tax time. Speak to your accountant for advice tailored to your situation.

Let us help you, just like we helped them...

Posted on Google Google
Felicia Robson profile picture
Felicia Robson
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Thanks so much for all your guidance and help
Posted on Google Google
James Colley profile picture
James Colley
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Incredibly helpful guiding us through the tricky process while patiently answering every question big or small along the way. Highly recommended.
Posted on Google Google
Kim Mendoza profile picture
Kim Mendoza
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Michelle has been very helpful throughout the whole process. She has an efficient way of settling everything online and has saved us lots of time without the hassle. She makes sure your questions are thoroughly answered so you won’t feel clueless when buying your first home. Would highly recommend Tassie Mortgage Broker!
Posted on Google Google
Karla Figuerres profile picture
Karla Figuerres
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Michelle of Tassie Mortgage Broker is highly recommended. We are first time home buyers and we had tons of questions that Michelle very kindly answered for us. She is very patient, professional and knowledgable. We are very lucky to have worked with the best Tassie Mortgage Broker.
Posted on Google Google
shasank pachhai profile picture
shasank pachhai
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Michelle is very professional and guiding, always a call away. Thank you Michelle and Roshan for helping us through journey of purchasing our First Home. Highly Recommend - Tassie Mortgage Broker😊
Posted on Google Google
Jessica Watson profile picture
Jessica Watson
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
We've been to Michelle a few times now, she helped us get our home loan and also refinance. She's so patient and happy to help wherever she can. Will definitely be going to Michelle for all of our brokering needs. 😊😊
Posted on Google Google
Grunge Bibek profile picture
Grunge Bibek
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I would like to thank Tassie Mortgage Broker team specially Roshan for guiding me and my wife through our fist home in Australia. He was literally available 24/7 for guidance and went extra miles to help us secure our first property. Super happy and highly recommended 👍👍👍
Posted on Google Google
Sheree Howard profile picture
Sheree Howard
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
My partner and I just bought our first home thanks to Michelle, we are just so truly thankful and grateful for this incredible woman. She has changed our lives and really made one of our dreams come true. She was friendly and approachable, made us feel comfortable and always got back to us so quickly. She was able to answer any questions we had, which was a lot as we were so new to this. Michelle went above and beyond. Thank-you, Thank-you, Thank-you Michelle! Highly Recommend!
Posted on Google Google
Craig Marshall profile picture
Craig Marshall
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Michelle gave first class service, and went the extra mile through a couple of tricky mortgage applications, and successfully guided us through our first purchase last year. When it's time to remortgage, Michelle will get the call. Cannot recommend her enough. Thank you - we're off the renting treadmill! :-)
Posted on Google Google
Megan Marshall profile picture
Megan Marshall
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
As first time buyers, Michelle from Tassie Mortgage Broker helped us navigate the home loan market and went above and beyond to help us secure a home loan on our fantastic starter home.

Call us

Our expert insights will help guide you through the process and get you to your goal sooner.

Book an appointment

Experience the difference, we take out the leg work and we will fit into your schedule.

Start your application

We get it, you’re in the moment. Apply online and we will send you three great rate options tailored to your needs.
Helping Australians find the right home loan and finance options with experienced mortgage broker support.

Compliance

Credit Guide
& Privacy Policy
Credit Representative Number: 490498

Connect

MICHELLE GALLIMORE trading as Luna Mortgage Broker, Tassie Mortgage Broker & Whitsunday Mortgage Broker (ABN 17911518049) with Credit Representative Number 490498 is an authorised Credit Representatives of Australian Credit Licence Number 384324.

IMPORTANT NOTE: All content is general information only and is subject to change at any given time. Your complete financial situation will need to be assessed before acceptance of any proposal or product. Rates and product information should be confirmed with the relevant financial institution, and you should review the PDS before you decide to purchase. Any recommendations made about a financial product are general advice only and has not taken into account your particular needs and circumstances. You should consider the Product Disclosure Statement to determine if the product is suitable for you before you decide to purchase it.