Asset and equipment finance

Need new vehicles, machinery, or business equipment? We help businesses access the finance they need to grow, without tying up working capital.
Find out more
01

Access to 60+ lenders

We compare a wide range of asset and equipment finance options to find your best fit.
02

Tailored to your business

We match finance terms and structures to your industry and operational needs.
03

Fast approvals

We streamline the process so you can secure the equipment you need sooner.
04

Preserve cash flow

Spread costs over time while keeping your working capital free for other priorities.

Keep your business moving with the right finance

Asset and equipment finance can help you purchase or upgrade the tools, vehicles, and machinery you need to operate and grow your business — without tying up your working capital. Instead of paying the full cost upfront, you can spread the expense over manageable repayments that suit your cash flow.

Whether you’re a tradie looking for a new ute, a café owner upgrading kitchen equipment, or a company investing in specialised machinery, we’ll help you find finance that fits your needs and budget.

How asset and equipment finance works

This type of finance is designed to fund the purchase of business-related vehicles, tools, and machinery. Options can include hire purchase, finance leases, chattel mortgages, and operating leases — each with different tax, ownership, and repayment benefits.

By working with 60+ lenders, we can source competitive rates and flexible terms, whether you’re financing a single vehicle or an entire fleet. We’ll guide you through the differences between finance types, explain the costs and benefits, and handle the paperwork from application to settlement.

What you can finance

  • Cars, vans, and utes

  • Trucks and trailers

  • Construction equipment

  • Agricultural machinery

  • Office and technology equipment

  • Hospitality and retail fit-outs

Let's find you a great rate

Got questions about asset and equipment finance?

Understanding your finance options can help you secure the right vehicles, tools, or machinery for your business. Below, we’ve answered common questions about asset and equipment finance so you can make informed decisions.

For asset and equipment finance, some lenders prefer at least 12 months of trading history, but options exist for new businesses depending on your circumstances.

Many lenders will finance quality second-hand equipment, though conditions like age, value, and type of asset can affect approval.

Terms generally range from 1 to 7 years, depending on the asset type, value, and lender requirements.

Certain finance options may allow interest or depreciation claims at tax time. Speak to your accountant for advice tailored to your situation.

Let’s talk about your goals

Call us

Our expert insights will help guide you through the process and get you to your goal sooner.
0438 431 071

Book an appointment

Experience the difference, we take out the leg work and we will fit into your schedule.
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Start your application

We get it, you’re in the moment. Apply online and we will send you three great rate options tailored to your needs.
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We simplify the loan journey and make finance really happen for our customers.

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Credit Representative Number: 490498

Contact

LET'S TALK: 0438 431 071 Send us a message
Old Beach, Tasmania, 7107 Australia

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MICHELLE GALLIMORE trading as Luna Mortgage Broker, Tassie Mortgage Broker & Whitsunday Mortgage Broker (ABN 17911518049) with Credit Representative Number 490498 is an authorised Credit Representatives of Australian Credit Licence Number 384324.

IMPORTANT NOTE: All content is general information only and is subject to change at any given time. Your complete financial situation will need to be assessed before acceptance of any proposal or product. Rates and product information should be confirmed with the relevant financial institution, and you should review the PDS before you decide to purchase. Any recommendations made about a financial product are general advice only and has not taken into account your particular needs and circumstances. You should consider the Product Disclosure Statement to determine if the product is suitable for you before you decide to purchase it.